Mr. Klotz is a successful entrepreneur with a global perspective on the multifamily real estate market coupled with a keen interest in investment capital. Apartment Asset Advisors is one component of a diversified operational platform integrating multiple entities servicing the real estate cycle. Klotz’s strong business sense developed at an early age: as a high school student, he successfully purchased and sold single family homes. Early, subsequent, and cumulative successes now allow him to employ more than 400 multifamily professionals. He is a competitive marketing strategist with a diversified investment portfolio of cash flow investment properties with aggressive fix and flip acquisitions. Klotz has orchestrated extensive rehabilitation of distressed assets, including construction rehab, marketing, lease up, asset disposition, and successful returns on multi-million dollar investments. Through his professional relationships with all types of clients, he has maintained two decades of successful real estate investment.

Office: 904-247-5334 Ext. 308


Mr. Hutchinson has brought 40 years of finance law experience to The Klotz Group, which includes Apartment Asset Advisors. His experience has encompassed security transactions, capital markets, special purpose finance companies, M&A, and asset-backed securities. He has represented early-stage technology businesses in financing transactions with venture capital funds and angel investors. Neal has also chartered commercial organized securities and advised banks developing innovative financial products.

His securities practice represented commercial, mortgage, and investment banks, as well as real estate issuers and technology firms.

Neal earned a JD degree with high honors from the University of Florida College of Law, where he was a writer and editor for the University of Florida Law Review. Neal studied analytic philosophy and economics at John Hopkins University.

Office: 904-247-5334


While attending college, Keith began his professional career in real estate development at Triangle Development, where he served as a construction expeditor. He eventually moved on to the Development Division, where he began to study commercial real estate development. Upon graduating from Florida State University with a Ph.D, he worked as a professor at three universities teaching courses in construction, construction finance, and demand forecasting.

During his tenure, Keith accepted a position as director of construction management at San Antonio Savings Association in San Antonio, Texas. He then later served as senior vice president of development for special projects of the Real Estate Group, a development arm under the San Antonio Savings umbrella. There, he oversaw construction and development procedures, underwrote loans, and disbursed loan proceeds. Constructed throughout the Southwest and Southeast, these developments included retail malls and strip centers, hotels, land developments, apartments, restaurants, and residential subdivision developments.

Keith later served as senior asset manager for the southwest region of the Resolution Trust Corporation (RTC). He also served on the foreclosure team, taking control of failed lending institutions. Keith has foreclosed upon, negotiated “lift stays” with bankruptcy trustees, and valued and liquidated all types of income producing property exceeding $2.5 Billion.

After employment with the RTC, Keith directed The Housing Credit Program at The Florida Housing Finance Corporation. After three years of service, Keith formed Elite Group & Financial Affiliates in 1993, where he has been performing exclusive consulting assignments. He has partnered with major upper tier developers for multifamily developments, retail, marinas, restaurants, hotels, and mixed-use developments.

Office: 904-247-5334 Ext. 310