Mr. Klotz is a highly successful entrepreneur with a global perspective on the multifamily real estate market coupled with a mixed interest in both in domestic and foreign investment capital. Apartment Asset Advisors is only one component making up a diversified operational platform integrating multiple entities servicing the entire real estate cycle. His keen business sense developed at an early age as a high school student who successfully purchased and sold single family homes. Early, subsequent and cumulative successes now allow him to employee more than 400 employees servicing the multifamily industry. He is a competitive marketing strategist with a diversified investment portfolio of cash flow investment properties balancing long term holds and gains with aggressive fix and flip acquisitions. Twenty years of opportunistic real estate investing has been orchestrated through many professional relationships with all types of clients, partners and investors, both private and institutional, foreign and domestic. The result has been extensive rehabilitation of numerous distressed assets to include construction rehab, marketing, lease up and asset disposition and the delivery of successful returns on multi-million dollar investments.

Office: 904-247-5334 Ext. 308


Mr. Hutchinson brings 40 years of finance law experience to The Klotz Group, which includes Apartment Asset Advisors. His law practice has included transactions involving securities, capital markets, special purpose finance companies, public and private M&A, and real estate asset backed securities. He has represented early stage technology businesses in financing transactions with venture capital funds and angel investors. Neal has also chartered de novo commercial organized securities, banks (broker/dealers) and advised banks developing innovative financial products.

In Retail, his securities practice included representing public and private commercial banks and mortgage banks along with investment banks, real estate issuers and technology firms.

Neal earned a JD degree with high honors from the University of Florida College of Law, where he wrote for and was an editor of the University of Florida Law Review. In college at John Hopkins University, Neal’s studies focused on analytic Philosophy and economics.

Office: 904-247-5334


Keith began his professional career in Real Estate Development while attending college with Triangle Development where he served as a Construction Expeditor and eventually worked in the Development Division where he learned the concepts pertaining to Commercial Real Estate Development. Upon graduating from Florida State University earning a Ph.D served as a Professor at three Universities teaching courses in Construction, Construction Finance and a course in Demand Forecasting utilizing Linear Regression Models.

During his tenure as Professor Keith accepted a position at San Antonio Savings Association, San Antonio, Texas as Director of Construction Management then later served as Senior Vice President of Development for Special Projects for the “Real Estate Group” which was the “Development Arm” of San Antonio Savings. During his tenure at San Antonio Savings his duties were overseeing the construction and development process and procedures, underwriting loans and disbursement of loan proceeds. The developments included Retail Malls and Strip Centers, Hotels, Land Developments, Apartments (market rate and affordable), Restaurants, and Residential Subdivision Developments in the Southwest and Southeast.

Later, Keith served as Senior Asset Manager for the Southwest Region of the Resolution Trust Corporation “RTC” which included the Valuation, Disposition and Liquidation of Assets owned by the RTC; also served on the Foreclosure Team taking control “on site” of failed Lending Institutions. Keith has foreclosed upon, negotiated “lift stays” with Bankruptcy Trustees, “valued” and liquidated all types of income producing property exceeding $2.5 Billion, of this amount $1.0 Billion was related to Multifamily Disposition.

After employment with the RTC, Keith served as the Director of Housing Credit Program for the State of Florida within the Florida Housing Finance Corporation. After three years of service in this position Keith formed Elite Group & Financial Affiliates in 1993 and has been performing Exclusive Consulting Assignments, also Developer Partner with “major” upper tier Developers which includes Affordable Housing and Market Rate Multifamily Developments, Retail, Marina, Restaurant and Hotel Developments and Infrastructure Finance for Mixed Use Developments.

Office: 904-247-5334 Ext. 310